Hdfc Transfer Limit !!hot!! -

No. Minimum balance requirement for transfer is ₹1 plus applicable charges.

If you regularly need > ₹5 lakh, request HDFC to enable "Corporate Limit" on your savings account – this raises RTGS to ₹1 crore via NetBanking (requires income proof > ₹50 lakh/year). This information is accurate as of April 2026. HDFC Bank may revise limits with RBI approval. Always check within your NetBanking dashboard before initiating large transfers. hdfc transfer limit

Transaction fails with error: “Daily limit exhausted.” You can still use a different mode (e.g., if IMPS exhausted, try NEFT) or wait for next day (limits reset at 00:00 IST). Final Verdict: Practical Rule of Thumb | If you want to send… | Best mode | Max amount | |----------------------|-----------|-------------| | ₹1 – ₹50,000 | UPI | ₹1 lakh/day | | ₹50,000 – ₹5 lakh | IMPS | ₹5 lakh/day | | ₹5 lakh – ₹25 lakh (weekday 8 AM–6 PM) | RTGS via NetBanking | ₹25 lakh | | ₹5 lakh – ₹25 lakh (night/weekend) | NEFT (hourly batch) | ₹25 lakh | | Above ₹25 lakh | Branch RTGS | No limit (with docs) | This information is accurate as of April 2026

If you have a HDFC Savings Max or Preferred account , you can call phone banking and raise a temporary IMPS limit to ₹10 lakh for 24 hours (rarely advertised). 4. UPI (Unified Payments Interface) | Transaction type | Per Transaction | Daily Limit | |----------------|----------------|--------------| | UPI to other bank (normal) | ₹1 – ₹1 lakh | ₹1 lakh | | UPI to HDFC account | ₹1 – ₹1 lakh | ₹1 lakh | | UPI 2.0 (mandate-based) | Up to ₹5 lakh | ₹5 lakh (requires mandate) | | HDFC UPI Circle (family) | ₹1 – ₹15,000 | ₹15,000 (secondary user) | Transaction fails with error: “Daily limit exhausted

Yes – each holder has their own login and separate ₹5 lakh IMPS limit. But total combined transfers cannot exceed available balance.

IMPS is HDFC’s fastest mode (real-time, 24x7), but the ₹5 lakh daily cap is rigid. For amounts above ₹5 lakh, you must use RTGS (weekday daytime) or NEFT (batch).